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Apple Pay Later is the company’s Take on a Buy Now, Pay Later Service Press "Enter" to skip to content

Apple Pay Later is the company’s Take on a Buy Now, Pay Later Service

Apple Pay Later is a new feature for that allows you to pay for items over time in four payments without interest. It’s Apple’s version of a buy-now, pay-later (BNPL) service, which is integrated into  and included with iOS 16.  Services that allow you to buy now and pay later have become increasingly popular. You’ve definitely come across names like Affirm or Klarna when purchasing online, and Block (previously Square) made a major splash by acquiring Afterpay.

Apple has long been suspected to be working on its own service, and what was presented Monday at WWDC appears to be a natural extension of the company’s effort to encourage customers to use Apple Pay to make purchases. Users will be able to pay in six weekly payments. You’ll make the first payment right now, and the remaining three payments will be made every two weeks. Payments are maintained through the Wallet app, and you may pay them ahead of time if you like.

In a news release, Apple stated, “Users may apply for Apple Pay Later when checking out with or in Wallet.” Later is available everywhere  is accepted online or in apps that use the Mastercard network,” says Apple. Apple Pay Later is one of several new features for iOS 16 that were announced at WWDC, including order tracking, editable messages, and a redesigned lock screen.

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